Bankruptcy Attorneys can be a lifesaver when you are facing financial disaster. They can help you get a fresh start by discharging your debts, limiting your losses or protecting your assets from creditors. However, it is important to find the right lawyer for your case.
The best bankruptcy attorney in Phoenix AZ know how to protect your rights and make the process as seamless as possible. They will handle your case from start to finish and explain all the legal issues that may arise. They will also offer guidance about which debts they think can be discharged and which ones you should expect to keep.
They can also help you navigate the complexities of the bankruptcy code and make sure all the paperwork is completed properly. This will prevent a creditor from requesting a 2004(a) examination, which involves examining your entire financial records for hidden assets and debts.
You can also get a recommendation from someone you trust or do some online research to find the best bankruptcy attorney for your situation. The ABA site is a good place to find top-rated lawyers in your area who specialize in bankruptcy.
Ask about experience
When hiring a bankruptcy attorney, you should look for one who has handled a lot of bankruptcy cases in the past. This is not an absolute indication of how well they will handle your case; it just means that they have a lot of experience with the process and are familiar with the nuances involved in filing for bankruptcy.
They should also have a track record of success in court. This can be determined by asking the lawyer directly or looking at their state bar association’s profile of their experience.
Local Knowledge
It’s critical that your lawyer has an in-depth understanding of the local laws and procedures governing bankruptcy proceedings. This includes knowing the types of creditors you can file against, whether your assets qualify for a bankruptcy exemption and other factors that affect how the bankruptcy court treats your case.
A local family lawyer will also be familiar with the local court clerks and personnel who will be assisting you during your case. This can make a big difference in how the case is handled, according to Morgan.
You should also interview a few candidates before deciding to hire an attorney, as the wrong choice could lead to costly mistakes and a poor outcome. Often, an attorney who has been in business for a while will be willing to give you references from people they’ve represented recently in foreclosure cases that were resolved using bankruptcy.
During the interview, you should be able to get an idea of how they conduct themselves, their attention to detail and their attitude towards client service. Typically, you’ll feel more comfortable with an attorney who treats you with respect and attention, says Morgan.
Communication skills
Your lawyer should be able to communicate with you and answer your questions clearly and concisely. This is especially important for bankruptcy, which can be a very complicated process.